What you need to send money abroad and how to avoid fraud
The details an international transfer usually asks for, the signs of a scam, and how to check that a service is trustworthy.
Details usually requested
Although each service varies, you will usually need:
- Your ID document and, sometimes, proof of address, depending on the amount.
- The full name of the recipient, exactly as on their ID.
- How it will be collected: bank account (with its details), cash at a branch or mobile wallet, depending on the country.
- A payment method: bank transfer, card or cash, depending on the service.
How to check it is trustworthy
- That it is licensed to provide payment services in Spain, which you can check in the Bank of Spain's official register.
- That it clearly shows what the other person will receive and all costs before you confirm.
- That it has real customer support and written terms.
- That the website and app are the official ones: beware of links received in messages.
Signs of a scam
- You are asked to send money to someone you haven't met in person, urgently or with a prize involved.
- You are asked to pay with gift cards, cryptocurrency or other methods that are hard to reclaim.
- A “relative” writes from a new number asking for money: call their usual number before sending.
- Last-minute changes to the collection details.
And after the transfer
Keep the receipt and record the transfer in your budget. Remesia does not hold or send money: it helps you keep track of what you send and at what rate, with whichever service you choose.