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For people living in Spain who support family back home

Your finances here and what you send home, in one place.

Remesia brings together your salary, your expenses, what you share with your partner or flatmates and what you send to Pakistan, Morocco, Colombia or wherever your people are — and tells you every day how much you can spend without coming up short.

The free plan needs no card.

Platica, no external AI — your questions and numbers never go through any AI.

Remesia’s Your month screen: money left, daily spending allowance, income, paid and committed expenses

Built for people living between two currencies

What other finance apps don’t get

You earn in euros, but part of your month goes home. Remesia keeps both sets of accounts at once, with no spreadsheets or manual conversions.

How much to send, and at what rate

Enter the rate and fee your transfer service actually gave you, and see what each transfer cost compared with the market rate.

What you pay there, added to what you pay here

Paying a loan instalment or supporting someone back home? Remesia converts it at the month’s rate and adds it to your totals in euros.

Sent isn’t the same as received

Mark a transfer as sent and confirm it when it arrives — you always know what money is still on its way.

Transfers screen: what you sent this year, what you lost to the exchange rate, the fees and a month-by-month breakdown

Everything you need to master your money

No generic templates — Remesia adapts to your household, your currency and your transfers.

Your month at a glance

Income, fixed and variable expenses, how much you have left and how much you can spend per day — no spreadsheets.

Shared household

Split household expenses according to what each person contributes, and see who has already paid what.

Transfers abroad

Track how much you need to send and at what exchange rate, month by month — no surprises at the end.

Platica, your assistant

Ask about your numbers and get an instant answer with real data — no ChatGPT or any other external AI involved.

Financial health

Automatic alerts and recommendations based on your own data, not generic rules.

Smart budget

Your own split rule (or the classic 50/30/20) compared with reality, month by month.

What it looks like inside

Quick expense sheet: amount, category and optional description
Log an expense in secondsTap +, enter the amount and category. The rest is optional.
Budget with the 50/30/20 rule compared with the month’s spending
Your rule versus realityNeeds, wants and savings: what you planned and where you are.
Platica answering how much money was left and how much was spent
Ask PlaticaInstant answers from your data, with no external AI.

Getting started takes a minute

1

Sign up for free

With Google or your email — under a minute, no card.

2

Set up your month

Your income and expenses. Remesia builds the following months on its own.

3

Grow when you want

Shared household, transfers, unlimited Platica — turn them on when you need them.

Start for free. Grow when you want.

No commitment, no small print. The paid plan is coming very soon: create your free account and we’ll let you know.

Free

€0

Basic, fully working personal tracking in your main currency.

Create a free account

PaidComing soon

€3.99/month

or €39.99/year — 2 months free

  • Shared household
  • Transfers abroad: rate, fees and yearly summary
  • Unlimited Platica
  • History of previous months
  • Financial health
  • Budget (50/30/20 rule)
  • Automatic email reminders
Create account and join the list

What makes us different

Platica isn’t an AI chat — and that’s exactly the point

Many finance apps send your questions to ChatGPT or another external model, which means sending your income, expenses and debts to someone else’s server. Platica doesn’t: it answers with fixed rules over your own data, calculated inside Remesia.

No AI sees your numbers

Platica doesn’t send your questions or figures to OpenAI, Google or any other AI. The answer is calculated inside Remesia.

Exact figures, not made-up ones

A generative AI can “hallucinate” a number that doesn’t exist. Platica only repeats what you actually recorded — it never makes anything up.

Instant, and independent of anyone

It doesn’t wait for an external service to respond (or go down when that service fails) — it answers right away, every time.

Your data is stored with GDPR-compliant database, hosting and email providers, only to provide the service: it is never sold or used for advertising.

Read the full Privacy Policy

Do you share expenses with someone?

Invite the people you live with to Remesia and split household expenses fairly, automatically.

Organise your future and make the most of your money

Start for free today: one minute, no card, and your month is organised right away.

Start for free

By continuing you accept the Terms of Service and the Privacy Policy.